1995 Scheme
- Result of Election / Nomination for Member Trustees (2023-2026)
- Scheme Rules
- MPF Exemption Certificates for ORSO Scheme
- Mission Statement and Operation Strategies (Eng / Chi)
- Governance Review in 2015 (Eng / Chi)
Staff Loan
General Information
- Rules for Staff Loans (Eng / Chi)
- Staff Loan Application Form (Eng/ Chi)
- Staff Loan Notice of Repayment Form (Eng/Chi)
- Staff Loan Renewal /Repayment Reply Slip
Staff Loan Interest Rate
Effective from 28 December 2023, the interest rate is the one-month HKD Hong Kong Inter-bank Offered Rate (HIBOR) plus 0.9% per annum (capped at 1.75% per annum below HKD Prime Rate fixed by Bank of China (Hong Kong) Limited).
Rate Table
| Interest Period | Interest rate p.a. |
| 28/11/2023 – 27/12/2023 | 4.125% |
| 28/12/2023 – 28/01/2024 | 4.125% |
| 29/01/2024 – 27/02/2024 | 4.125% |
| 28/02/2024 – 27/03/2024 | 4.125% |
| 28/03/2024 – 28/04/2024 | 4.125% |
| 29/04/2024 – 27/05/2024 | 4.125% |
| 28/05/2024 – 27/06/2024 | 4.125% |
| 28/06/2024 – 27/07/2024 | 4.125% |
| 29/07/2024 – 27/08/2024 | 4.125% |
| 28/08/2024 – 29/09/2024 | 4.125% |
| 30/09/2024 – 27/10/2024 | 3.875% |
| 28/10/2024 – 27/11/2024 | 3.875% |
| 28/11/2024 – 29/12/2024 | 3.625% |
Investment Funds and Performance Information
- Basic Information of Investment Funds
- Profile of Fund Choices
- Investment Returns (monthly and cumulative)
- Performance Review of Investment Funds (Eng/Chi)
- Factsheets from Investment Managers
- Fund Updates from Investment Managers
- JPM Growth Fund (with rollover option)
Hong Kong Index-linked Fund
View Account Balances and Submit Investment Options Re-allocation Instruction
- View your Account Statements and Balances
- Investment Options Re-allocation Instruction (via one of the following channels)
- How Investment Options Re-allocation Works in 1995 Scheme
Retirement Investment Education
Information for Leaving and Retiring Members
Handling of Scheme Benefits Upon Leaving / Retiring from the University
- Deferred Payment Options Available to Retiring Members
- JPM Growth Fund (with rollover option)
- Personal Account Membership Enrolment Form (MPF)
- Leaver may select one of the MPF schemes currently subscribed by the University
- Fidelity Retirement Master Trust (A certified copy of HKID / Passport is required.)
- Manulife RetireChoice (MPF) Scheme (formerly named Allianz Global Investors MPF Plan)
